Attention all HSA plan holders!   If you have an HSA, or a Health Savings Account, it’s important to know that you cannot use your HSA money to pay for your health insurance premiums.   We know this is a bummer but paying your premiums with your HSA dollars is a direct violation of IRS […]

Have you ever experienced the mini heart attack that happens when you receive a letter from your health insurance company telling you a claim was not covered? The reality is that the claim process has many steps, and sometimes a step gets missed! This misstep can affect whether your claim is covered or denied. If […]

Everybody wants gleaming, pearly whites! The only thing is, your health insurance company most likely deems teeth whitener as an exclusion, and an exclusion is something that is NOT covered under your health plan. Most insurance companies place teeth whitener on their list of exclusions because they consider it to be a cosmetic service, and […]

When you go to the doctor, or to any healthcare provider’s office, make sure to show them your ID card! This may seem obvious, but let’s be honest, we all have days where we feel distracted, rushed and out of it and we may forget to show the doctor’s office our ID card. This is […]

Did you know that only 1% of all people who try to quit smoking without support are successful? That means the remaining 99% of people who try to quit smoking on their own will return to the habit they are trying to break. But fear not! If you or someone you know is trying to […]