Thursday, 04 November 2021
Under your auto policy, you do have the option to purchase what’s called medical pay coverage. This is separate from liability coverage and typically starts around $5k. However, we recommend that you increase your medpay coverage to at least $10k because it provides coverage to you and any passengers in your vehicle who sustain any injuries […]
Thursday, 04 November 2021
Are you familiar with the term “deductible”? According to healthcare.gov, the official definition of a deductible is the amount you pay for covered health care services before your insurance plan starts to pay. Everyone has a deductible on their insurance plan, even if it’s $0! But did you know that there are two different types of deductibles? Your […]
Thursday, 28 October 2021
We’ve all been there. We arrive to our appointment on time, walk up the receptionist to check in before seeing the doctor, and before we can grab our seat they ask, “Would you like to go ahead and pay the bill now?” The answer to this question, at least 99% of the time, should be… NO! […]
Thursday, 28 October 2021
Have you ever wondered why your insurance agent asks if you have animals on your property? Specifically, dogs? We all love our fur babies, but the reason agents ask this question is because each carrier typically has what’s called a “prohibited dog list” in their underwriting guidelines. This means that unfortunately there are some dog breeds that are on […]
Thursday, 14 October 2021
Have you ever heard the term “mail order” but aren’t quite sure what it is or if you’d benefit from it? In layman’s terms, mail order is a program through your insurance company where your carrier’s pharmacy will mail certain prescriptions right to your doorstep. This saves you a trip to the pharmacy and gives you the convenience of having […]
