Don’t forget…most insurance plans are on a calender year deductible. A calender year deductible is when the insured’s deductible starts over January 1st. When the deductible “starts over” – this means that any claim dollars which went towards the deductible will start over at $0.00 the first of the year. Make sure to check with your insurance company as to when your insurance deducitble starts over.
