Let’s #keepitreal, our #lifeline is our cell phone! We take it with us everywhere and rely on it in many ways. So, it only makes sense that you would want insurance for your cell phone! And before you ask, #YES, that’s actually a real #thing! You can request to get insurance on your cell phone directly from your cell phone provider. Here’s what you need to know when considering purchasing insurance for your phone:
- There is a #deductible! Make sure you find out what that deductible amount is so you can calculate your #outofpocket expenses
- Beware of #exclusions on your phone insurance! This means that there are certain circumstances where the policy will not pay out, such as water damage or common wear and tear. Ask your cell phone provider what is #excluded and what is #covered!
- When the insurance policy kicks in, and the provider does send you a new phone, you will only have a certain time period where you can send your old phone back and get a #refund! We recommend asking your cell phone provider what that time period looks like so you don’t miss it.
If you have any questions regarding insurance for your phone, give your cell phone provider a call today to see how you can start insuring the one item you just cannot live without! And for any other #insurance #tips and #tricks, call Clevenger Insurance at 574-267-2181