Dogs & Your Insurance

Thursday, 28 October 2021


Have you ever wondered why your insurance agent asks if you have animals on your property? Specifically, dogs?

We all love our fur babies, but the reason agents ask this question is because each carrier typically has what’s called a “prohibited dog list” in their underwriting guidelines. This means that unfortunately there are some dog breeds that are on that list and excluded from coverage.

A few of the most common dog breeds on this list are:

  • German Shepherds
  • Pitbulls
  • Rottweilers
  • Husky Mix (depending on the carrier)

So, if you’re ever faced with a situation where your carrier will not write your homeowner’s policy based on the breed of dog you own, don’t fret! Call your agent because there might just be another carrier they can put you with that is willing to accommodate you and your furry friend!

Give Clevenger Insurance a call today at 574-267-2181 for any questions you may have or to schedule an insurance review!

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