Parents! You Need to Know This!

Thursday, 23 September 2021

Driver's Permit

Your child getting their driver’s permit is scary on a number of different levels… especially for you, parents! So, when the dreaded day finally comes, what are you supposed to do about your car insurance?!

Here’s a quick roadmap of the steps you need to follow when it comes to your car insurance and your youthful driver:

  1. Call your insurance agent… ASAP!And let them know you have a youthful driver that is going to be operating the vehicles on your policy.
  2. Come prepared to the phone call with your child’s name, date of birth, and the permit number
  3. Your agent will then provide a quote to you on what the increase in premiumis going to be once you add your youthful driver to the policy
  4. HOWEVER!Some insurance carriers don’t require you to add your child to the auto policy until they are actually a fully licensed driver. It really depends on your insurance carrier’s guidelines, so always make sure you call your insurance agent!

It’s always a good idea to be in communication with your insurance agent, especially when the reality of your baby being a permitted driver finally sinks in! Give Clevenger Insurance a call today at 574-267-2181 and we’ll talk you off the ledge by educating you with everything you need to know when it comes to youthful drivers and your auto policy!

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