Your child getting their driver’s permit is scary on a number of different levels… especially for you, parents! So, when the dreaded day finally comes, what are you supposed to do about your car insurance?!
Here’s a quick roadmap of the steps you need to follow when it comes to your car insurance and your youthful driver:
- Call your insurance agent… ASAP!And let them know you have a youthful driver that is going to be operating the vehicles on your policy.
- Come prepared to the phone call with your child’s name, date of birth, and the permit number
- Your agent will then provide a quote to you on what the increase in premiumis going to be once you add your youthful driver to the policy
- HOWEVER!Some insurance carriers don’t require you to add your child to the auto policy until they are actually a fully licensed driver. It really depends on your insurance carrier’s guidelines, so always make sure you call your insurance agent!
It’s always a good idea to be in communication with your insurance agent, especially when the reality of your baby being a permitted driver finally sinks in! Give Clevenger Insurance a call today at 574-267-2181 and we’ll talk you off the ledge by educating you with everything you need to know when it comes to youthful drivers and your auto policy!