You just lost your current health insurance coverage through your spouse or your parent, and now you’re in a #panic! What are you supposed to do now?! Well, first, don’t #panic. Take a deep breath and let’s talk about your options! If you currently have a full-time job that offers health insurance, there are two #magic #words that will allow you to jump onto that plan mid-year: Qualifying Event.
A qualifying event is a change in life circumstances that allows you to enroll in your employer’s health insurance plan mid-year, as long as you notify your employer within 30 days of your prior loss of coverage. It’s vital that you let your HR manager know of your loss of coverage within that 30-day window, or you will not be able to enroll mid-year onto your employer’s health plan.
Some examples of a qualifying event are:
- Marriage
- Divorce
- Adoption
- Loss of prior coverage
- New Hires
We understand that losing coverage is a stressful thing. That’s why you can always give Clevenger Insurance a call at 574-267-2181 so we can #educate you on your options and #empower you to make the right decision for you and your family!
