Why is a Vacant Home So Hard to Insure?

Thursday, 18 November 2021

Vacant Home

Have you ever wondered why a vacant home is so hard to insure?

Well, the reason for that is that a vacant home has a higher liability exposure than a home that is considered your primary residence. The home that is vacant is typically not occupied on a day-to-day basis which leaves room for greater risk of vandalism, theft, fire, and injuries of someone else on your property without you knowing.

Despite the risks though, there are carriers and certain types of policies that your agent can write in order to provide adequate coverage to your vacant home.

Are you needing vacant home coverage? Or would you like to schedule an insurance review? Give Clevenger Insurance a call today at 574-267-2181.