Indiana Commercial Auto Insurance

What feels faster than a speeding bullet? Imagine a car speeding up behind you when the driver doesn’t see the red light ahead.

Sometimes you and your employees have to be out on the road to get business done. From making deliveries to visiting clients, it’s unavoidable. But if you’re depending on your personal auto insurance to cover you in an accident, think again.

That’s a job for an Indiana commercial auto insurance policy!

Do you need commercial auto insurance? Ask yourself these questions.

  • Do you or your employees ever need to drive to pick up supplies, drop off products, paperwork, or deliver items?
  • Have you ever used your own vehicle to visit clients or go to meetings?
  • Do you or your employees ever drive to another location for business purposes?
  • Do you own a vehicle or a fleet of vehicles purely for your business?

If the answer to any of these questions is yes, you need a commercial auto insurance policy. In some instances, your personal auto insurance might even refuse to cover you after an accident.

Similar to personal coverage, the physical damage, liability, and medical costs are covered if you or your employee cause an accident. Likewise, depending on the policy you select, you’re covered if the other driver doesn’t have any or enough insurance.

Because this is business, liability is always a concern. In Indiana, commercial auto insurance policies typically offer more liability coverage in case an accident victim decides to sue.

Maybe your vehicle isn’t an iron suit that lets you fly around, but you still need it up and running so that you can keep your business moving forward. Make sure you have a commercial auto insurance policy that fits your company’s needs.

At Clevenger Insurance Agency, we’ll help you find the best commercial auto insurance policy to fit your business and the time you spend out on the road.