Indiana Workers’ Compensation Insurance
Nearly every business in Indiana is required to carry workers’ compensation insurance. It’s not a joke or something you can skip. It’s the law, and the penalties for ignoring it are steep.
But if you think about it, carrying workers’ comp for your employees makes good business sense.
Your employees are the superheroes of your company. They make your product, help your customers, and keep your business moving and growing. When they get hurt, they need help. But covering their medical expenses or lost wages out of pocket is expensive.
Let a good Indiana workers’ compensation insurance policy come to the rescue.
It pays for the wages your employee loses when they can’t work (up to a certain amount). In Indiana, workers’ comp pays the medical expenses, which can pile up fast. If a true tragedy occurs and your employee loses their life while on the job, workers’ compensation pays death benefits to the grieving family.
And if, for some reason, your company is sued, workers’ comp covers your legal fees in the dispute.
If you don’t have workers’ compensation coverage in Indiana, and are legally required to, don’t delay. Purchase a policy now before someone gets hurt. If you don’t, you’ll be subject to lawsuits and punitive fees for not complying with the law. It’s an extra expense that can cripple your business, and it’s an avoidable one.
Just because you’re required to purchase it doesn’t mean you should overpay for it. Not all workers’ compensation insurance policies are the same. Clevenger Insurance Agency can help you find the right policy for your business at the best possible price. We can also help you find ways to lower your costs so you don’t pay more than you have to. Contact us, today.