Have you ever had a buddy, or a family member ask to borrow your car? Have you wanted to say yes but you weren’t sure if your insurance would cover your friend in the case of an accident?
Well, this is kind of a loaded, two-part question so let’s break it down!
Essentially, YES – you can loan your car to a friend or family member! However, your job as the policy holder and owner of the vehicle is to make sure your friend has a valid driver’s license and their own auto policy to protect them.
Now, here’s the catch: depending on the frequency that your friend borrows your vehicle, you may want to call your insurance agent to make sure you don’t have to list your friend on your own auto policy.
If you have any other questions about having other people drive your car, or if you would like to schedule an insurance review, give Clevenger Insurance a call today at 574-267-2181.