We are often asked “what liability limit should I buy?” While there is no set answer to this questions, we do know this – nobody has ever been “over insured” when a catastrophic event occurs. Cost of medical treatment – prices of real property (cars, trucks, good in transit) – claims for permanent injury or death – are not going down. In fact, with inflation, aggressive injury attorneys and rising court judgements, the amount of insurance protection you need today is far more than you needed a few years ago. The moral obligation we have to make people “whole” if our actions cause them harm is another consideration when deciding “how much insurance should I buy?” We all have super powers but we are also ‘human” on some level and accidents happen. Don’t be caught short – talk with Clevenger Insurance about the limits of protection you should purchase.