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Can two different liability insurance policies be tapped for coverage on one accident? In the arena of business insurance, an auto liability policy and a general liability policy could respond to the same incident or claim. There is a great deal of comfort (for all involved) when the auto policy and general liability policy are […]

HSA: it’s a 3-letter acronym that stands for Health Savings Account. To refresh your memory, let’s take a look at the official definition of an HSA. According to healthcare.gov, a Health Savings Account is a type of savings account that lets you set aside money on a pre-tax basis to pay for qualified medical expenses. […]

If you’re not squeamish about needles, getting your blood drawn is a pretty seamless procedure. You go into your doctor’s office, the doctor takes what they need, and then you’re free to go on your merry way. On a good day, you’re in and out in a matter of minutes! But what happens when, weeks […]

Have you ever gone to the doctor and received a diagnosis or a treatment plan that you wanted a second opinion on? Maybe something the doctor said didn’t sit right with you, or you’re not sure you want to take a certain course of action that they’re recommending. Has the awkwardness of asking your doctor […]

We are often asked “what liability limit should I buy?” While there is no set answer to this questions, we do know this – nobody has ever been “over insured” when a catastrophic event occurs. Cost of medical treatment – prices of real property (cars, trucks, good in transit) – claims for permanent injury or […]